Salem real estate and homes for sale in Oregon - The Gladys Blum Group, REALTORS® The Gladys Blum Group REALTORS(r) for Salem real estate, Oregon real estate - NUMBER1EXPERTS™ The Gladys Blum Group NUMBER1EXPERTS(tm) for Salem real estate, Oregon real estate
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The Gladys Blum Group, REALTORŪ, real estate agents and broker for Salem Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
Find out why our team is the most trusted name in Salem real estate. Call us: 503-485-1900.

Mortgage Prequalification: Salem Oregon home buying, real estate listings, and homes for sale in Marion                         County, OR
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Salem Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Cosmetic Improvements >Cosmetic Flaws

Many buyers make home buying decisions based primarily upon emotional reactions to the homes we show them. A freshly-painted house with clean windows and waxed floors will sell for top dollar, while a nearby home which needs a lot of cosmetic attention may languish on the market, even with a much lower asking price.

If you find yourself in the position of comparing two such houses, put your imagination to work. If the only difference is paint, cleaning, and carpeting (or getting unsightly furniture moved out), remember that these are fairly low ticket items that you would probably choose to do even if the house is in good shape. If you focus your attention on the location and the condition of the structure and the major systems, you may be able to get a "not-very-rough" diamond at a great price. If cosmetic problems make you nervous about the home, the structural inspection can answer most of your questions.

See All Tips In The "Cosmetic Improvements" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What amenity do 48% of all homes in the new housing market have?

A 
48% of all newly-constructed homes now have 2 1/2 baths or more, up from 1985 when only 29% had more than 2 baths.
See More Real Estate Trivia >

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The Gladys Blum Group, REALTORŪ, real estate agents and broker for Salem Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

The Gladys Blum Group
Real Estate Services

2150 Commercial St. SE
Salem, OR. 97302
503-485-1900
503-485-1800
Toll Free: 1-800-833-0463
Fax: 503-485-1950
Email: info@gladysblumgroup.com

Gladys has been working in real estate since 1977 and in Salem real estate since 1979. She has been Salem's #1 Realtor since 1985 and has been recognized nationally throughout her career. Her team of outstanding professionals has also been recognized for their commitment to service and excellence. The Gladys Blum Group is truly the MOST TRUSTED NAME IN SALEM REAL ESTATE and is ready to serve you with the latest in technology & service!

ABR MLS REALTOR


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