Salem real estate and homes for sale in Oregon - The Gladys Blum Group, REALTORS® The Gladys Blum Group REALTORS(r) for Salem real estate, Oregon real estate - NUMBER1EXPERTS™ The Gladys Blum Group NUMBER1EXPERTS(tm) for Salem real estate, Oregon real estate
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The Gladys Blum Group, REALTORŪ, real estate agents and broker for Salem Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why our team is the most trusted name in real estate. Call us: 503-485-1900.




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Mortgage Prequalification: Salem Oregon home buying, real estate listings, and homes for sale in Marion                         County, OR
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Salem Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Titles >Joint Tenancy

When two or more individuals own property together, each one owning an equal interest and having equal rights in the property including the rights of survivorship, it is referred to as joint tenancy. Any of the joint tenants may transfer his or her interest in the property to another party, but this dissolves the joint tenancy and creates a tenants-in-common interest with respect to the other parties whose names are on the title.

The most important feature of joint tenancy is the right of survivorship. A joint tenant cannot will his or her interest in the property to others. The surviving joint tenant (or tenants) simply becomes the owner or owners of the property without going through the probate process, which can involve expensive legal fees and may take months to resolve.

It is important to get professional advice when you plan to buy and hold title to real estate with another person.

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Real Estate Trivia
Q 
Where was the first hotel built in the US?

A 
The Union Hotel (1802) Saratoga Springs, NY, is the first hotel emphasizing lodging and services, in addition to food and drink.
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The Gladys Blum Group, REALTORŪ, real estate agents and broker for Salem Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

The Gladys Blum Group
Real Estate Services

1255 Lee Street SE. Suite 130
Salem, OR. 97302
503-485-1900
503-485-1800
Toll Free: 1-800-833-0463
Fax: 503-485-1950
Email: info@gladysblumgroup.com

Gladys has been working in real estate since 1977 and in Salem real estate since 1979. She has been Salem's #1 Realtor since 1985 and has been recognized nationally throughout her career. Her team of outstanding professionals has also been recognized for their commitment to service and excellence. The Gladys Blum Group is truly the MOST TRUSTED NAME IN SALEM REAL ESTATE and is ready to serve you with the latest in technology & service!

ABRMLSREALTOR


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